我能在美国使用 Polymarket 吗？

可以，通过 Polymarket US iPhone 应用。它受 CFTC 监管，在 49 个州及华盛顿特区可用（内华达州除外）。

存款需要加密货币吗？

不需要。美国版应用以美元充值；存款页面会显示你可用的支付方式。

Polymarket 的迎新优惠是什么？

使用代码 WCPREDICTS 存入至少 $10，即可获得 $50 交易奖励，仅限新用户。适用条款。

可以在安卓或电脑上使用 Polymarket US 吗？

目前美国注册不行：美国版应用仅支持 iPhone。

存款需要多长时间？

存款时应用会显示每种方式的预计时间。

Are prediction markets legal in the US?

Yes. federally-regulated event-contract platforms operate under federal commodities law, which preempts state gambling statutes. That makes Kalshi, Polymarket, Sleeper, Chalkboard, Novig and Crypto.com legal for US traders to use today — even in states where traditional online sportsbooks remain unavailable.

Who regulates the platforms I am trading on?

The Commodity Futures Trading Commission (CFTC) — the same federal agency that regulates futures, options, and swaps. Platforms operate as Designated Contract Markets (DCMs) and must follow rules on disclosures, market integrity, customer protection, and segregation of customer funds.

Do I need to pay tax on my winnings?

Yes. Profits are taxable, but the IRS has not issued guidance on how event contracts are classified. Tax professionals argue for gambling income, ordinary income or capital gains, or (more aggressively) Section 1256 treatment; from 2026, gambling losses are deductible only up to 90% of losses. Kalshi provides a profit-and-loss statement for your trades and issues 1099s for interest, rewards and crypto transfers. Keep your own records; general information, not tax advice.

Is my money protected if a platform fails?

federally-regulated event-contract platforms are required to keep customer funds segregated from operational capital. That gives meaningful protection in the event of operator bankruptcy, but it is not the same as FDIC insurance. Only fund accounts with money you are prepared to lose.

What disclosures should I read before trading?

Read each platform's contract resolution rules carefully — they vary across venues for the same event. Also review our editorial Disclosure for how we earn revenue from affiliate partnerships and how that affects (and does not affect) our coverage.

What are the age and residency requirements?

You must be 21 or older and a US resident with a valid government ID. KYC verification is mandatory and typically completes in 5–60 minutes.

Guide · 5 min read

如何在 Polymarket US 存款（2026 指南）

Q: 存款需要多长时间？

存款时应用会显示每种方式的预计时间。

作者 Catie Di Stefano发布于 2026年4月21日更新于 2026年9月29日

Polymarket US 是一款使用美元的 iPhone 应用。以下介绍如何充值、使用代码 WCPREDICTS 领取 $50 迎新奖励，并开始交易足球市场。

本页面的部分链接为联盟链接 —— 如您注册，我们可能会获得佣金，对您无任何额外费用。我们如何盈利.

独立教育指南。与国际足联（FIFA）或任何官方世界杯机构均无关联、认可或合作关系。

资料来源

本页所有数据均对照一手资料核实：监管机构文件、交易平台官方文档与官方赛果。价格与规则会变动，交易前请再次向平台确认。

1.Polymarket Learn — how the exchange works — Polymarket
2.Customer advisories and investor protection notices — U.S. Commodity Futures Trading Commission
3.Designated Contract Markets (DCMs) — U.S. Commodity Futures Trading Commission
4.The Commodity Exchange Act & regulations — U.S. Commodity Futures Trading Commission

Editorial coverage

Polymarket is the world's largest prediction market, with a US iPhone app for event contracts.

We don't operate Polymarket and don't accept signups on this site. For state-specific availability and guidance, jump to the sibling editorial site for your jurisdiction.

了解更多关于足球的预测市场

Beginner's Guide

常见问题

我能在美国使用 Polymarket 吗？: 可以，通过 Polymarket US iPhone 应用。它受 CFTC 监管，在 49 个州及华盛顿特区可用（内华达州除外）。
存款需要加密货币吗？: 不需要。美国版应用以美元充值；存款页面会显示你可用的支付方式。
Polymarket 的迎新优惠是什么？: 使用代码 WCPREDICTS 存入至少 $10，即可获得 $50 交易奖励，仅限新用户。适用条款。
可以在安卓或电脑上使用 Polymarket US 吗？: 目前美国注册不行：美国版应用仅支持 iPhone。
存款需要多长时间？: 存款时应用会显示每种方式的预计时间。

Legal & Compliance

Legality, regulation, and your protections

For full guardrails, see our Responsible Trading guide and our editorial Disclosure. This page is informational, not legal or tax advice.

负责任交易

安全交易：值得关注的问题

在预测市场交易和赌博一样吗？: 不一样。预测市场是受联邦监管的事件合约 — 属于金融衍生品，而非赌场游戏。但即便如此，你仍可能损失全部投入资金。请将投入的资金视为你愿意承担损失的金额。
我应该用多少钱交易？: 只用不会影响房租、账单或储蓄目标的钱。通用经验法则：将预测市场的总敞口控制在你可支配收入的 1–5%。
问题交易的警告信号有哪些？: 为追回损失而交易、向家人隐瞒活动、借钱来充值、错过工作或睡眠，或感觉无法停止。如有以上任一情况，请停止交易并致电 1-800-GAMBLER。
在美国我可以从哪里获得帮助？: 致电全国问题赌博求助热线 1-800-GAMBLER（免费、保密、24/7），或访问 ncpgambling.org。大多数平台也在账户设置中提供自我排除和存款限额工具。
我可以设置存款或亏损限额吗？: 可以。Kalshi、Polymarket、Sleeper 和 Chalkboard 都提供自设的存款限额、亏损限额和冷静期。请在开户时设置，而不是在亏损一周后再设。

如果你或你认识的人需要帮助，请致电 1-800-GAMBLER 或访问 ncpgambling.org.

后续步骤

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Certain limitations apply. The offer is available to new users only, subject to the terms and conditions at kalshi.com/tc/500. 18+ only. Restrictions and eligibility requirements apply. Event contract trading involves significant risk and is not appropriate for everyone. Please carefully consider if it is appropriate for you in light of your personal financial circumstances. Kalshi products are not available in all jurisdictions. See kalshi.com/regulatory for more information.